By requesting an analysis you confirm that you have read and agree to the following.

1. What this is. The Meridian Analysis is an outside-in reading of an organisation, built only from public information. It uses no internal data of any kind, no management accounts, no internal documents and no interviews. The scores and financial figures in it are directional estimates rather than calculations, and the findings are hypotheses offered to support better questions, not verdicts or statements of fact about your organisation.

2. Accuracy, and what an outside-in analysis can and cannot see. Because this analysis is built entirely from outside the organisation, it works from what is visible externally. It cannot see your internal data, your management accounts, or what your people would say if asked. What it can see, it reads carefully, and the pattern it produces is usually recognisable to the people who run the business. Its accuracy is typically in the region of 60 to 80 percent, and we say so openly. Some of it will be wrong, and identifying which parts are wrong is the most useful part of the exercise. Internal data would be needed to turn the estimates into accurate figures and to move accuracy into the region of 85 to 95 percent.

3. Not advice, and not to be relied upon. The analysis is not financial, investment, legal, accounting, tax, valuation or other professional advice. It should not be relied upon as the basis for any decision. Everything in it is provisional and offered for discussion. If you are considering acting on anything in it, take proper professional advice first. You remain responsible for any action you take.

4. No reliance by anyone else. This analysis is prepared for you and your organisation alone. No other person is entitled to rely on it. Adaptiv owes no duty of care and accepts no responsibility or liability to any other person, however that person comes to see or rely on it.

5. Eligibility. You confirm that you are a director, owner or senior leader of the organisation named in your request, and that you are authorised to request an analysis of it on its behalf.

6. The exchange. The analysis is provided free of charge while we are building our evidence base, in return for around thirty minutes of your feedback in a follow-up conversation. The purpose of that conversation is to help us learn from and improve the work. The analysis is the whole of what is provided free of charge. Any further work, including any analysis using your internal data, is a separate paid engagement under our Terms of Business.

7. Our method remains ours. The Meridian Framework and its analytical layers, vital signs, indicators, scoring approach, question sets and underlying methodology remain the exclusive property of The Adaptiv Group Ltd. You may use the analysis internally within your organisation to inform your own thinking. You may not copy, adapt, reverse engineer or seek to derive the underlying method from it, use it to provide services to any other party, or create any framework, product or tool derived from it. You may not remove or obscure any notice or disclaimer on it. This clause continues to apply after any other obligation here has ended.

8. Confidentiality and distribution. The analysis is prepared in confidence, for you and your organisation only. You agree not to share it outside your organisation, and not to publish it or any part of it, without our written permission. We treat the information you give us, and the work we prepare for you, as confidential in the same way.

9. Research data. We may retain and use anonymised information derived from the analysis in our research to develop, calibrate and validate our method and to build an anonymised benchmark. Anonymised means aggregated and stripped of identifying detail so that neither you nor your organisation can be identified, directly or indirectly. We will not name you or your organisation, or publish anything specific to it, without your written permission.

10. Personal information within the analysis. The analysis may refer to named individuals, such as directors or senior leaders, where information about them already appears in public sources. We use it only to prepare the analysis, we present it as external hypothesis rather than established fact, and we hold it in confidence. Our Privacy Policy explains this in full, including how anyone named can object.

11. Liability. The analysis is provided as it is, in good faith, and without warranty as to its accuracy or completeness. To the fullest extent permitted by law, The Adaptiv Group Ltd accepts no liability for any loss arising from the analysis or from any reliance placed on it. Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for anything else which cannot lawfully be excluded. If you breach clause 7 or clause 8, any further obligations or permissions on our part fall away immediately.

12. Your information. We use the personal and company details you provide to prepare your analysis and to contact you about it. Our Privacy Policy explains how we handle it.

13. Changes and law. We may update these terms from time to time. They are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction.